Terms & Conditions: Hibiscus International’s Real Estate Travel Academy

Terms & Conditions: Hibiscus International’s Real Estate Travel Academy

These Terms and Conditions apply to your use and membership to the Real Estate Travel Academy, its services and website platform. By using our services you agree to be bound by these Terms and Conditions and they shall constitute an agreement between you and Hibiscus Tours International Ltd. (hereby referred to as Hibiscus International, ‘us’, ‘our’, ‘we’). These Terms and Conditions apply to your visit to and use of our website and the purchase or use of any services, products from us, whether physical or digital (“Products”).

All information contained on our website and in emails and other electronic services is general advice; your personal circumstances have not been taken into account.  It is always recommended that you seek professional financial advice.


Users will only have access to the services they are subscribed to. For paid services, only a paying member has access to the Premium Membership section of the website. Members must not reveal any username(s) or password(s) or forward paid services emails to any third party.


All material published on our websites is owned or provided under licence by Hibiscus International. Content in the newsletters may be republished only if you acknowledge the newsletter source and provide a link to its dedicated website page.  Content in our paid membership service is not to be reproduced, forwarded, or disclosed without our prior written permission. 


When purchasing from Hibiscus International your financial details are passed through a secure server using the latest HTTPS and HSTS for secure connections and encryption technology.  Our service provider is certified to PCI Service Provider Level 1 by the PCI-certified auditor which is the highest industry standard, however Hibiscus International does not warrant or represent that it provides a totally secure online service. If you have any questions regarding our security policy, please contact our customer services team.

Given the nature of electronic and telecommunications services and the fact that Hibiscus International does not own, operate or control these systems, Hibiscus International does not promise to make its subscriptions and other online and electronic services and offerings continuously available or virus or fault free.

Information, opinions, comments and reports have been produced in good faith and based on information collected from wide-ranging sources believed to be correct and accurate at the time of publication. Hibiscus International exercises due diligence in the research, preparation and delivery of its services. However, we do not represent or warrant that any service or content we provide is accurate, reliable, suitable, complete or of a particular quality.


We make no representations or warranties of any kind that extend beyond the express description on the face of the website and the products. Without limiting the foregoing, Hibiscus International makes no implied warranties, representations or endorsements whatsoever with respect to the website or the products. Hibiscus International does not warrant that the website will be uninterrupted, complete, accurate, timely, secure or error-free, or that defects in the website will be corrected. The website and the products are provided on an “as is” and “as available” basis.


Except as expressly required by legislation, we accept no Liability to You (including, without limitation, by way of negligence) arising from the provision (or non-provision as the case may be) of any of our services. To the extent permitted by legislation, we limit any liability we may have to you to the resupply of services or refunding any unused portion of your annual membership (where relevant).

None of Hibiscus International and its employees, directors, agents or associates guarantees the performance of any security or other financial product (or class of financial product) that is reviewed, recommended or opined on in any of our services. We strongly recommend you make your own inquiries and seek professional advice before making any investment decisions.

To the extent permissible by applicable law, in no event will you be entitled to recover from Hibiscus International any indirect, consequential, incidental, punitive, exemplary, or special damages arising out of (i) the use or inability to use the Website, (ii) any transaction conducted through or facilitated by our Website, (iii) the purchase of any Products on the Website (including tours and cruises, virtual or otherwise), (iv) any claim attributable to errors, omissions, or other inaccuracies in the Website, (v) unauthorized access to or alteration of your transmissions or data, or (vi) any other matter relating to the Website or the Products.


We reserve the right to refuse membership. When you subscribe to a Hibiscus International membership you enter into a continuing agreement for that membership or service depending on the offer taken up.

Each membership period must be paid in full prior to starting the service period. We will cancel your membership if the service is not paid in advance or if you give us written notice that you wish to cancel any paid service.

You will not be entitled to any refund of membership fees if you decide to cancel your membership during the membership period (after any applicable trial period). A pro rata refund may be applicable on a case-by-case basis. The prices for new services will be communicated to you prior to subscribing. 

If you wish to cancel your membership, you may contact us here or call 1-866-995-5948 between 9 am until 5 pm EST Mon-Fri

The refund and credit policy applicable to your purchase can be found on your order form and in your confirmation email. 

We can review and alter our prices for any membership period at any time. Any changes to pricing for existing members will take effect when your next membership renewal period starts. If the price for your next membership renewal is to increase, we will let you know before it changes.

All prices are quoted in US dollars. Taxes, where applicable for Canadians are quoted within the rate.


You are welcome to participate on our website by posting comments where designated (ie on Blogs). Please note that in order to post a comment you will be required to submit your email address.  This DOES NOT make your email address publicly accessible. Nor does it subscribe you to any other services we offer.

You must submit a name to post a comment, but it does not have to be your name – aliases are completely acceptable as long as they are unique and not meant to impersonate another person or are considered by Hibiscus International, at its sole discretion, to defame another person, to be offensive or otherwise unacceptable.

You are responsible for the content of your messages and you are liable for activities conducted by you, by others authorized by you, or otherwise acting on your behalf.

By submitting messages, you agree to indemnify and to continue to indemnify Hibiscus International to the full extent possible under the law against all claims, costs and expenses (including but not limited to reasonable legal and administrative expenses) arising out of any such messages.

Messages are submitted by users over whom we have no control. We cannot guarantee the accuracy, integrity or quality of these messages. Some users may breach these Terms and Conditions and post messages that are misleading, untrue or offensive. To the extent allowable under the law, you bear all risk associated with your use of our website and you should not rely on messages in making (or not making) any specific investment or other decision. In the event that you have any right, claim or action against any users arising out of that user’s messages, then you will pursue such right, claim or action independently of, and without recourse to, us.

To the extent allowable under the law, we expressly exclude our liability for any loss or damage arising from the posting of messages by any person on our website.

We have the right to moderate all comments and we reserve the right to remove any comments which we deem, in our absolute discretion, to be advertisements, offensive, illegal, defamatory, contain profanity, or are otherwise considered to be unacceptable.


Hibiscus International has the right to investigate any breach or complaint about a violation of these terms and conditions. Hibiscus International will take any necessary action to protect itself and may report any unlawful activity to the relevant legal authorities.


Any member or website user found to be in breach of these Terms and Conditions may have their membership or website access suspended, amended or cancelled. We reserve our right to take whatever action is available to us under the law.

We reserve the right to cancel any membership at any time, for any reason, regardless of whether a breach of these terms and conditions has occurred. Where we cancel your membership, the unused portion of your membership will be refunded on a pro rata basis.


All assertions, problems, or controversies (regardless whether in contract or regulation, or otherwise, and regardless whether current, past, or future) arising out of or with reference to: (a) the Terms; (b) the Site; (c) the Service; (d) any advertising campaign relating to the Terms or the Site (collectively “Claims”).

Where permitted by applicable law you and Hibiscus International agree that each party may bring claims against each other in an individual capacity. You agree not to commence or participate in any class or representative action against us. 


All of the Terms and Conditions must be managed, interpreted and enforced with regards to the regulations of the country of Canada, without reference to conflict of laws.



Hibiscus Tours International Ltd, a private company registered in Ontario, Canada at 3917 Primrose Lane, Vineland, Ontario, L0R 2C0 Canada



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